Home Buying: Five Things to Know As a First Time Homebuyer

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“The ache for a home lives in all of us, the safe place where we go as we are and not be questioned.”-Maya Angelou

 

The prospect of buying your first home can be rather exciting, albeit a little daunting.

However, this endeavor is often fraught with difficulties if you are unaware of what it entails and what you should prepare for. Undoubtedly, the process will likely be overwhelming, however, when done right, you would not only be putting your money down on an excellent investment but you would also end up with a home you will be happy to live in for quite a long while. Furthermore, knowing what you want mitigates the likelihood of buyer’s remorse which is why it is always wise to review your options before pushing through with a deal.

In any case, if you are prepared to find the home of your dreams—whether that may be a unit in the East Gallery Place or a residential place elsewhere, here are some of the things you ought to know to minimize the likelihood of surprises when you do finally affix your signature on that contract:

 

Make sure to have room in your budget for transitional costs

Before you even shop around for homes, it is recommended that you set a budget of how much you are willing to pay for in a home. However, apart from budgeting for the property itself, you would also need to prepare for the transitional costs it entails. Remember, you still have expenses to cover on top of your mortgage so you need to adequately budget for that as well. Set a budget for the unexpected and have a plan for the allocation of the same. The earlier you plan, the less likely you will have any financial snags on top of your big investment so if you are already planning on shopping for homes, start creating your budget plan today.

Working with a good agent is paramount

Many homeowners think that home buying is an endeavor they can pull off by themselves. While they are right, going on about the house hunt and deal by yourself tends to slow down your pace and would take you a lot longer to find a place of your own at the price you can afford. Working with an agent who would be able to assist and guide you throughout the entire process would ensure that not only would you find the property you want but at the right price as well. In this time and age, the internet is at your disposal so use it to your advantage and find an agent who you think can work best to fit your needs. However, do not just arbitrarily go with anyone. Do not risk it and only select the best agent who has the expertise and comes highly recommended as well.

Determine if the price is right

More often than not, the prospect of living in our dream homes can cloud our judgment insomuch that we are willing to go beyond our budget because we are very much taken by a beautiful home. However, take the sparkles off of your eyes and check if your finances are in order before making an offer. Calculate your debt to income ratio and make sure that is manageable and is within rich. At the time, you might feel like you can make it work and that buying a home out of your budget would ultimately pay off. But, remember, paying a mortgage that is too high might end up being a financial encumbrance and would ruin your overall satisfaction and happiness in your investment. After all, just because you can borrow a certain amount to buy a more expensive home does not mean that you should.

Know the potential

First-time home buyers tend to go into the endeavor without managing their expectations which means they would likely disqualify homes that do not tick off all the boxes in their needs and wants list. However, these unrealistic expectations can deter you in the long run as demanding too much of your first home would often mean missing out on the subtle charms it already has as well as its hidden potential. For the littlest and tiniest imperfections, look for ways on how you can improve it instead of dismissing it right away.

Research the neighborhood

More often than not, a home’s location is so much more important than the home itself. In this regard, you ought to find a home that is located in a safe neighborhood that is in proximity to educational institutions as well as commercial establishments and shopping centers. Do not zero your focus on the home alone and look for one that is located in a great neighborhood as well. Choose a neighborhood with a strong sense of community and is safe and secure.

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8 Movie Theater Secrets That Affects Your Movie Experience

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A trip to the movie theater is exciting especially when you’re favorite movies are on the silver screen. Buying your tickets days before the movie screening is a life hack everyone is well aware. However, a lot of people are still in the dark of the secrets of movie theaters. For one, some people aren’t aware that cinema schedules are available online. They also don’t know that ticket reservation is possible. Sureseats, for instance, allows you to purchase and reserve seats on selected movie theaters.

Get your ticket early can affect your overall experience. But that’s only one part of your movie trip. There are also other things that can affect your movie experience and movie theaters are hiding them from you.

Below are the movie theater secrets that can affect your movie experience.

1. The best seat in the house

If you want the best sound and wish to enjoy the film, then you should choose a seat somewhere way back. Your seat must be two-thirds of the back seat. This is the same spot where engineers sit to fix the sound system. The best seat in the house is in the center of the screen.

2. Dirty floors

If you drop your food, don’t pick it up. Ever. Workers do not properly clean the movie halls. The tight time shifts between movies don’t give them enough time to go through the whole theater. With a few minutes to spare, they can only sweep the floor or pick up discarded trash. If someone spilled their Coke earlier, you are sure to find the floor sticky.

3. Trash

Wrappers and other trash is not always the movie theater’s fault. This one goes to the moviegoers. It’s best to throw out the garbage yourself. But if you decide to leave them on your seat, do not leave them on the floor. It’s better if you place them on your seat. That way, cleaners can quickly collect your popcorn box, bottles, cans or empty cans.

4. Volume

Movie theaters must follow an audio system standard and volume requirements. However, they often neglect to follow these and regulate the volume levels that suit themselves. High volume levels are dangerous to hearing. Bombings and actions scenes can exceed the approved level so beware of them.

5. Snack prices and secret ingredients

Popcorn prices sold at theaters costs twice as much as those sold in supermarkets and popcorn stands. Incidentally, popcorns sold in theaters smell great for a reason. They have a secret recipe to create to create an alluring scent. Some popcorn makers mix coconut and canola oil to cook their popcorn. Others add food additives to enhance the flavor.

The prices of combo deals are also more expensive compared to individually bought food and drink. If you check the individual prices of the combo components and add them up, you will see that the amount you saved is not all that big. You will save more when you order the small variant.

6. Popcorn freshness

Popcorn doesn’t get spoiled or rotten even when you store it for days. Movie theater workers pack up leftovers at night and store them in plastic bags. They heat them and sell them again the next day. It might take two days before management decides to throw it out.

7. Cameras

Theaters are equipped with cameras to catch those who illegally record the movie. If you plan to cuddle and make out in the dark, you should be aware that cameras capture your action even in the dark. Once a worker catches you, they can give you a warning or kick you out of the theater. It’s best to cuddle in at home to prevent embarrassing yourselves and the people around you.

8. Commercials and previews

Movie theaters are raking their revenue from previews advertising. Revenue from ads increases from ten to fifteen percent per year as it becomes common and popular. The commercials push the movies behind their schedule.

Meanwhile, some movie theater can show the wrong previews. Since the rise of automated digital projectors, there’s rarely anyone on the projection booth.

Now that you know the things that can affect your movie experience, you will know how to act and decide accordingly. You become aware of what movie theaters are hiding from you and choose if it’s still worth to purchase a ticket. If you do, be sure to get them early and keep these details in mind to get the best viewing experience.

New Beginnings: Four Things to Do for Individuals Moving Out for the First Time

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“The first step towards getting somewhere is to decide you are not going to stay where you are.” –Author Unknown

One of the most daunting prospects you will probably face in your life is to move out especially if this is your first time. After all, if you have spent a significant number of years in one home, the idea of finding another one and venturing out of your comfort zone might be a little unsettling. However, change is inevitable and at times, necessary. And if you endeavor to pursue a life independent from your parents and make your mark in the world away from the family nest, you would need to do it on your own and
not in the confines of your childhood bedroom. Sure, envisioning life without having to rely on your parents can be somewhat intimidating. But you will soon find that a lifestyle unimpeded by your parents’ house rules is an excellent avenue to establish your independence. Furthermore, it fosters liberty and autonomy which would consequently allow you to explore your capabilities beyond your comfort zone. Indeed, it can be very rewarding but only if you take that initial step of deciding to move out. At a certain point, we would need to move out and although we might not be able to evade it, there are ways to make sure that the experience would be as smooth-sailing as possible.

One of the ways to ensure a headache on moving day will be mitigated is to plan way before you are scheduled to move. In any case, whether your prospect of moving is to a 1br condo for rent in Makati or elsewhere, here are some of the ways to ensure stress is alleviated or altogether eliminated:

1.) Get your finances in order

Living with your parents guarantees that you can always rely on them whenever you are in a pecuniary bind. In a sense, having them around meant you had a financial safety net. However, when you are striking out on your own, you cannot realistically expect to continuously ask them for monetary help if you ever need it. Your parents are not at your financial behest after all. In this regard, it would be best if you had an idea how to budget. Assess how much you take home each month and tally that against your average expenses. Evaluate what expenses are non- negotiable payments and come up with a total of how much you can afford for monthly rent.

2.) Look for a stable job

Your epic journey towards the real world will commence the moment you nail down a steady job. Apart from ensuring you would have enough money to finance your daily living, it can teach you a lot about being an adult. Start small and work your way to the top and by then, you would be earning fat paychecks. Showcase your skills and creativity and plan strategically. Resultantly, you will be on your way to success. Just keep in mind that the job you choose should be enough to cover your rent as well as your monthly expenses.

3.) Scour for a suitable place to live

Looking for a suitable place to live might take you a bit of time, but it is best if you do not rush it. With this in mind, it would definitely pay off if you took your time to find a rental property that would accommodate all of your needs as well as fall within your monthly budget. Do not immediately go for the cheapest rental property you find online. Remember, you have a wealth of options online, so take some time to explore them. Start with social media pages as today; they function as ads as well with several of your friends posting their respective listings online. Furthermore, take this time to determine whether or not you wish to have a roommate and split the monthly rent. Lastly, look for an ideal and safe location that is in proximity to your office. In this way, you can walk to and from your office which would effectively cut back on your monthly commute expense.

4.) Hire a moving company

While you can rely on mom and dad to give you a lift when you move out, it is best to hire a professional moving company to take care of all the hassle and stress of moving. You already have a lot on your plate, so at the very least, you can delegate this to them. Get a quote in advance and factor that into your budget way before you are scheduled to move.

 

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10 Ways To Improve Confidence and Productivity To Gain Income

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Real success is self-improvement. It’s choosing to improve your personality and way of living. Success also covers your ability to serve and relate to others.

If you define success, it is not only your job. It is how you live on Earth. Several people only survive. They do not live to conquer their daily life. Meanwhile, others have a fulfilling life with a job at Nuvali One EvoTech. These people were able to find confidence and become productive to earn their income.

If you want to increase your confidence and become productive, you must read on. You can find useful tips in this guide that will turn and transform your life into an upgraded version.

1. Conquer the pain of getting up early.

Psychologist Ron Friedman says each person has about three hours each day of being in tune with what they are doing. Do not lose this precious time by sleeping in or getting out of bed. The decision to sleep in or catch up on lost snoozing hours robs you of the opportunity to create and do something good for yourself.

2. Begin your day with your priorities.

Set your priorities straight. Be wise and pick the most important activity over what is urgent. It is a wise decision to put the vital and critical stuff first before you can complete your day with fillers. Remember, you can live without fillers, but you cannot miss the crucial decisions in life. Hence, you must be wise in picking and making decisions because things will not take care of themselves once they start falling apart.

3. Do the things you have been avoiding to do.

Everything in your life will suffer if you keep on pushing back the things you must accomplish. Do not avoid what you must finish. Stop procrastinating and neglecting the thing/s you must work on so you can free your time and finally do other stuff in your life.

4. Try and accept a different learning style.

Learning new concepts is always out of the comfort zone. When you open yourself to different experiences and learning styles, you begin to reach the levels out of your comfort zone. You allow your brain to form new connections. You become confident in what you can achieve and start to become a flexible learner. When this happens, you become committed to accomplishing stuff out of your league even if they suck.

5. Answer your “why’s.”

Why do you work? Why do you stay at a crappy job? Why do you eat crappy food? Why do you leave with your parents? Why do you date your current partner?

All of these questions are critical to your existence. These fog your brain and keep you from seeing your dreams, goals, or ambition. When you take time to answer them, you gain clarity. You can use this simple question to examine your goals.

Consequently, ask yourself, “What about ___________ is important to me?” It will help you get to figure out and answer your questions with overcomplicating things. Use the line to question your answers until you are seven questions deep.

6. Become a giver.

People who desperately successful in the aspects of their life where they think they must succeed are takers. They form transactional relationships. They engage in people because they can get something out of the other person. They look forward to the exchanges because they will gain something.

Takers only think of scarcity. They only give an extent because of this thinking. If you want rich and fulfilling relationships, you must learn to give and appreciate what others provide.

7. Choose the quality of your relationships.

Givers who work with other givers enter a transformational relationship. This is the effect of two people coming together to create a something new from the sum of several parts. Meanwhile, a relationship between a giver and a taker is purely transactional. The relationship only lasts until the taker gets what they want or until the giver realizes the situation.

To succeed, you must connect and work with the right people. The right people double the effort and create a whole out of parts. They do not eat the pie until it there is nothing left for both of you. Also, these people stick with you even after conflict. They embrace conflict because it leads to clarity. Clarity improves communication which also affects the quality of the relationship.

8. Avoid sacrificing the quality of your work.

Do not lower your standards for anyone. Do not get things done at the last minute. Try not to sacrifice the quality of the final product as it shows the mark of your character.

If you wish to learn how to improve the quality of your output and pay more attention to details, you must work with craftspeople. These people emphasize the importance of quality in their outcomes. They will teach you how to plan and delegate time. They will show you the ropes on how to exceed expectations. When you learn the way of a craftsman, you become a person who continuously works on raising the quality of your life.

9. Figure out how to get the kind of life you want.

You must remember the kind of life you want does not depend on your paycheck. Money is valuable, but it is merely a tool to purchase and acquire the “things” you need and want. The kind of life you want depends on your dreams and goals. Your answers to your “why” questions will help you realize how you can fit your current lifestyle to your dreams.

Decide how you want to become an asset for yourself and others. It will lead you to the means on how to make things happen.

10. Embrace automation to free up your time.

Unlike money, you cannot generate time. You can get additional time, but you cannot get back the time you lost. Thus, you must use the tools of the 21st century to free up your days. Use technology to finish tasks faster and make your life a breeze.

Utilize the power of automation and the perks of technology. That way, you do not have to worry about delegating your monthly salary to bills and other financial obligations. Lastly, you will not neglect to save some to build your passive income.

 

These tips will not only improve your confidence and productivity. The tips will also strengthen your relationship with your workmates and yourself. They will enhance the quality of your life and how you see the world. Last but not the least, it will push you to reevaluate your definition of success and the importance of income in your life.

 

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Tenancy 101: Five Things to Know Before Renting Residential Properties

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“If you have not found it yet, keep looking. Do not settle. As with all matters of the heart, you will know it when you find it.” -Steve Jobs

Owning a home has long been considered the pinnacle of your financial goals. After all, a home is considered as a keystone of wealth and stability insomuch that owning one would pretty much settle you for life. However, while owning real estate is regarded as one of the best investments in the world, it does not mean that you should jump right onto it. At this point in your life — –whether financially, emotionally or physically–it might make more sense to rent a flat out instead of buying it. However, just because you are renting does not mean you do not have to be the least meticulous about the prospective properties you are looking to rent out.

One of the pivotal aspects of renting a residential property is looking for one that befits your lifestyle and is strategically located such as a 1br condo for rent in BGC. Some other things that may contribute to your decision-making process would be the monthly lease and the size. In any case, before you rent out property, it is imperative to have a list of considerations and see if the potential properties you are checking out will meet your criteria. If you do not know where to start, take a gander at the list below to have an idea of what you should be looking for when you are looking for a residential property to rent:

1.) Research the area

Before moving in, it is best to have a general idea about where you will be billeting yourself. Sure, it might be just a few blocks away from where you work, but is it near a hospital? If you have kids, is the location in proximity to any good schools? Is it located just right across a noisy club? Before signing the lease contract, you need to be a hundred percent sure that you are okay with the surroundings. You might be paying an affordable rent only to discover that you can barely sleep at night owing to the noise right across the street.

2.) Know if pets are allowed

If you have any furry friends with you, then know if they are as welcome as you are in your prospective rental flat. Ask the landlord what his or her policy on pets are. Just because you love your little pooch does not mean that your landlord would automatically love them as well. Discuss it early on so that you can either reach a compromise or look elsewhere if little scruffy is not allowed in the area.

3.) Check the appliances

Ideally, it is best to live in a rental flat that comes with all the basic amenities such as kitchen and laundry appliances. If the prospective rental property you are checking out has them, be sure to thoroughly inspect them and report any defects or signs of disrepair. Generally, if appliances are included in the inventory on the agreement, the landlord is obligated to deliver them in working order to the tenant and to confirm in writing that they are all working accordingly. Should there be any defective items, clarify with your landlord in writing as well as to whether the landlord would agree to repair or replace said items.

4.) Inspect every nook and cranny

It is imperative that you do a thorough inspection of the prospective property you are hoping to rent. In this regard, check for any leaks and run taps on the shower and see if the shower works accordingly. Any problems found can be reported and addressed early on by the landlord. Doing a comprehensive sweep of the property before signing the lease contract is important so that these are all resolved even before moving in. Overlooking them now might place you in a difficult situation wherein you would not be able to settle them later.

5.) Know how much money you need to pay in advance

Having an idea of how much you need to pay in advance would help you determine how much you need to save in order to afford moving in. A month’s worth of rent is generally what most landlords would ask for, although it would purely depend on what the landlord will stipulate. Moreover, deposits are usually within the scope of a landlord’s discretion, but you can negotiate that amount as well. Just be sure to be on the same page as your landlord is so that you would not get yourself into a legal snarl.

 

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Hunt Down These Sports Gear at 4 Local Sporting Stores

Players require appropriate sporting gear to deliver the best performance. Besides optimal performance, some sports need equipment to play them. Others require protective gear to minimize the impact of a collision and prevent injuries.

If you wish to try a new sport or release your adrenaline, you must purchase the necessary items below. It’s best to arm yourself before heading to the playing field.

Baseball

Mizuno, Abreeza Mall

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Photo by Nathaniel Yeo on Unsplash

First Baseman’s Mitt

First basemen receive throws from infielders and catch attempts from pitchers. Thus, their gloves are different from the rest of the players in the field. First basemen and catchers are the only ones to wear mitts. The leather mitt has a deep pocket to withstand several catches. It has open style-webbing to scoop throws or stop ground balls without bringing amounts of dirt. The robust curved edged design and large size make it easy for infielders to spot the player.

Catcher’s Mitt

A catcher’s mitt is smaller than the first baseman’s. It has a closed webbing for quick moving balls and conceals pitch calls. If you want a better view of incoming balls, you may consider open webbing. You can have padding on your mitt for protection, but it will come with a smaller pocket. Using mitt an inch bigger to provide the full pocket you need. Catcher’s mitt uses the measure of the player’s circumference.

Catcher’s Mask and Chest Protector

Often, expensive gear is lighter and absorbs more energy than cheap gear. Some equipment uses an advanced material with less weight even if it offers the same protection as its alternatives. Bulky equipment slows down as the player when running or throwing to bases. Protective gear must have the right fit so it won’t move and expose the body from injury.

There are two types of helmet you can choose – traditional mask or hockey style. The traditional style is earless and worn from the backside. This feature offers players vision of the field and makes it easy to toss it after a play. The hockey style is the most comfortable and has the most protection. Both helmets are adjustable to fit the shape of the wearer’s head.

Basketball and Soccer Equipment

Planet Sports, UP Town Center

Shoes

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Photo by Tom Pottiger on Unsplash

An all-around basket player needs footwear with a perfect fit for running in a straight line or quickly shift direction. The shoe must keep your heel in place, offer ankle support and have enough cushion to make you comfortable during the game.

Your feet will be in contact with the force when playing soccer so you must know its parts. That way, you can select the shoes which complement your performance during the game. The material of the insole, midsole, outsole, vamp, and cleats all affect the construction of footwear aimed at specific playing surfaces.

Soccer ball

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Photo by Ian Higbee on Unsplash

Soccer balls may have a casing made of PVC (polyvinyl carbonate), PU (polyurethane), a combination of PVC/PU, or synthetic leather. PVC balls are cheap, and PU balls are softer to touch than PVC ones. Synthetic leather balls are the easiest to control. The ball comes in five sizes, so it’s best to check with a coach on restrictions before buying one. It also varies depending on the type of game and playing field.

Golfing Gear

Mizuno, Harbor Point Mall

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Photo by Igor Ovsyannykov from Unsplash

Clubs

A primary set must include the putter, pitching wedge, sand wedge, three, five, seven and nine irons; the three wood; the driver. A beginner set of clubs is ideal in case you plan to quit, but a full set of clubs is a must after a year of playing. You will have an additional three pitching wedge irons, yet you must select a separate putter. A blade type putter is great for starters. You can choose between graphite and steel shafts. If you are a committed golfer, you can customize your golf clubs to fit your size and swing.

Golf shoes

Since your feet will carry most of your weight, you must select a comfortable pair. Modern pairs vary in appearance. There are dress-style shoes, athletic style, and golf sandals. Comfortable pairs of shoes come in different price ranges so you must think of your price requirements before settling on footwear. Also, don’t forget to try it for a walk and a few swings if possible. It gives you an idea how it feels when using it.

Decathlon, Festival Mall

Golf gloves

Find out the material you prefer to use. Leather gloves turn soft when you use them frequently. Still, it lasts longer than gloves made of other materials. Meanwhile, synthetic gloves offer better grip during hot and wet weather conditions. The glove must fit each finger and slide smoothly in the palm of your hand. You must use the Velcro closure or attach the snap to secure it in place. There should be enough material between the ends of each finger. Too much indicates you have the wrong size of glove.

Tees

You must purchase the right tee to regulate the height of your swing. Typical lengths of golf tees come in three sizes – 2.75, 3.25 and 4 inches. If you tee off with wood, hybrid club or iron, you must use the smallest tees. Those who wish to use tees above the grass can use 1 1/2 or 2 1/8 inches while players with large hands can opt for 3.25 and 4-inch tees.

Tennis Equipment

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Photo by Christopher Burns on Unsplash

Racquet

Power or game improvement racquets are for players with shorter and slower swings. They are lightweight and feature an oversized to super-oversized heads. ‘Tweener racquets are head-light to head-heavy and extended in length. On the other hand, control or player racquets are heavy with small heads. The weight of the head is symmetrical with its body.

Tennis shoes

A pair of playing shoes is flat with a pattern on its soles. The designs depend on the terrain of the playing court. A durable sole is necessary for baseline players due to their constant lateral motion. Serve-and-volley players need a shoe with a durable toecap and medial on the arch to support their back foot. Foot type also plays a role when selecting proper tennis footwear. Overpronators need stabilizing tennis shoes while under pronators are better off with flexible kinds of shoes to alleviate shock issues during swift lateral movements.

Protective gear, playing equipment and accessories are a must when playing a team or individual sports. Finding the right fit and material is essential to improve your game.

Send Me Your Location: Retail Spaces

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Commercial real estate varies from residential. The type and size of a business is a factor when looking into a potential commercial space. A small enterprise with limited inventory could settle in kiosks. Meanwhile, other firms may require spots in shopping malls or a free-standing structure.

There’s no need to rush when deciding on retail space. It’s much better to build a solid conclusion than a half-hearted decision. Below are pointers that can help one decide which is the best retail space for the business.

1. The space covers the business’s wants and needs.

Setting up a restaurant requires a huge floor area as it has a kitchen and a place for diners. A clothing store or fashion house at Solaris One may expect less than a restaurant. Meanwhile, a repair shop can do well with specific square footage especially when it doesn’t make stock items for sale. The size of the retail space will impact its price. It’s essential to note these details, especially when considering a budget.

Other than sticking to a budget, the potential of the business to expand is s factor to consider. The brand may attract customers that will boost sales and require an additional stock of merchandise, seating or service. The space must be enough to cover current needs, but it must also be flexible to allow expansion.

Lastly, the space must share the brand’s story. It must be customizable and ready for changes and renovations for owners and companies to convey their message to customers.

2. Customers and talents are within the area.

Knowing the brand’s target market provides an idea of the geographical location of potential buyers. If the space is in a place accessible to the target market, it gives them the convenience to avail the product or service. At the same time, consider the climate of the business community in the area. A community of supportive and growth-based entrepreneurs helps micro and small businesses thrive. Meanwhile, a competitive landscape is unhealthy for growing companies.

Future employees and staff must also be in mind when scouting for retail spaces. The ease of travel improves productivity at work. A workplace far from home results to tired and haggard talents. Their fresh energy gets worn out during the commute. When the retail space is near the skilled workers, the business gets the best out of its human capital.

3. The price of the property fits the budget.

Going for a retail space that is over the budget is overspending. It cancels the purpose of setting up a business – generate income to earn a profit. An area beyond financial limit causes troubles later on. Still, the space must be a high-quality retail space that suits the brand and enterprise.

4. Public transport and infrastructure are available.

The main concern when considering clients and staff is their convenience of travel. It’s a plus when the retail space is near different modes of transportation and government institutions vital to your operations. Moreover, it is also an advantage when Internet and telecommunication providers cover the business location. Since most transactions are online, the Internet connection will benefit operations by having a more extensive customer reach and streamlining business process.

5. There is space allocated for parking.

Most business owners forget to consider the need for parking spaces. Ample parking space is valuable for clients and people who are part of the company to prefer to reach the area through their vehicles. How hard is it for them to suitable parking space especially in a busy area such as a central business district. These people may choose a competitor with similar products or service because of the lack of space. Be it in front, back or beside the retail space, and the parking space must be accessible to clients.

6. The space must not have strings attached to it.

The full cost of the space comprises the rent, utilities, construction costs, moving expenses, and a list of other expenses that may not be obvious in the beginning. There may be costs associated with the move such as the restoration or remodeling of the space.

7. The lease terms and rental rates must be secure.

To get the best out of a lease contract, it must be subject to renewal. Any increase in rental rates must be subject to review by the landlord and the lessee. Furthermore, survey the rental price if it is the gross or net. Most figures are net. It only shows the base or the payable amount.

8. Furniture, fixture, and equipment is a must for business.

Their retail space must include furniture, fixture, and equipment since they produce products and offer services. Stocking these items in a corner contributes to an unpleasant environment. The retail space must be roomy for the bulky items. That is a property where rooms are not scarce is a keeper.

Retail Spaces Need the Time and Place to Come Through

The needs of the business entity as well as its customers and staff make up the factors to use as a guide when choosing a retail space. Besides these factors, the basics of deciding on real estate decisions such as lease terms, property price, additional expenses, as well as proximity to modes of transportation and infrastructure, affect the attractiveness of the space.

Note: This article was first published on May 5, 2016, as “Where Should You Locate Your Business?” It was revised and updated for accuracy and comprehensiveness.

The Top Four Mistakes First-Time Homebuyers Make

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“You cannot have everything you want, but you can have the things that really matter to you.” –Marissa Mayer

 

Buying a first home in today’s real estate market should be relatively easy. However, for those who are going into the venture sans the experience, it can be rather confusing and a tad bit frustrating at times. As of recent times, the housing market is showing no signs of declining and slowing down—in this regard, many prospective homeowners would feel incredibly confident about the timeliness of their purchase should they choose to buy a house now. However, if one travels through the unchartered  (in the case of first-time homebuyers at least) paths of buying and acquiring homes, mistakes and oversights are easily made. If you are a budget or have saved up for this monumental milestone (as is the case with most first-time homebuyers), you cannot really afford to make any error that would inevitably lead to a financial blunder.

Regardless of how small a financial mistake might be, making the wrong move in a saturated market would often lead to pecuniary remorse and inevitably, home buying misery. Unfortunately, first-time homebuyers are predisposed to committing these errors if they are left to their own devices and are armed with insufficient information. In any case, you can mitigate the chances of committing these lapses if you are equipped with prior knowledge prior to making your first purchase. Whether you are eyeing your first home to be in Avida Towers Cebu or elsewhere, here are some common first-time homebuyer mistakes you ought to avoid:

 

Buying a home that is too expensive

What is expensive and cheap is relative to how much the homebuyer actually earns. However, regardless of what kind of home you are looking to purchase, you should always remember to stay within your budget. How much you can afford largely varies but it depends on your debt to income ratio. Remember, you are not only going to be spending for the home alone, you would also have to take into account your monthly utility bills, groceries, insurance, etc.

Not hiring a realtor

As this is your initial venture into buying a home, it would bode you well if you worked with a professional whose expertise is in how real estate works. More often than not, homebuyers would rather forego the assistance of a real estate agent thinking that this is just another expense. Sure, it might be another aspect to pay for but think of it as a worthy investment. After all, you would stand to spend more should you purchase a home without the aid of an agent.

Not leaving room in the budget for other expenses

Unlike renting, owning a home would mean that if something breaks, you have to fix it. However, most first-time homebuyers do not seem to realize this. As a result, they would often not leave any room in the budget for any other expense. Your budget should not only comprise of what you pay for the initial down payment of your first home. In fact, it should cover a myriad of things. In this regard, you should also ensure that you leave enough to have extra money each month should you ever have the need for it.

Putting too much or too little down

Coming up with the down payment is already a major challenge when it comes to buying your first home, so defraying most of your home’s total price should be a good thing, right? Not necessarily. Putting up too much money for the down payment would cause a severe imbalance on your money savings and as a result, you may end up bungling your monthly budget. In this regard, you should not be overeager about paying up majority of your first home’s total price. Instead, pay just enough that you would still have a little legroom in your monthly budget to ensure you can cover any other expenses should you need it. Remember, you cannot always plan for every contingency, so should an emergency happen, you want to be adequately prepared financially.

 

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The Big Sell: Experts Share Pitching Advice

Monday.

Another day at UP Ayala Technohub, slaving for 8 hours. You have an idea brewing in your head. You also have a plan to improve your group’s communication system and project management style. But these powerful ideas or well-kept backup plans are just in your head, and won’t matter unless you share it with the group; most importantly, to your superior. Until then, it will just be a plan or idea that won’t be making the changes you envision for the company.

The aim is to have their approval. To hear that sweet sounding yes is a melody to the ears, which makes you fly high in the sky even if it means being buried in paperwork. Before that, you have to face your boss, the management or whoever it is you have to talk with to settle the proposal. Sometimes, it only takes one chance for the person or committees to decide your faith, so it’s better to ace it on the first try.

Few experts had a say on how to successfully present a pitch to a challenging audience. To show off your ideas without a hinge, read on to find what the experts had to say to amp your presentation.

John Rood of Next Step Test Preparation

John Rood suggests to lay out how management should judge the project’s success quickly. What are the indicators that the project will be a success? Having a specific goal will help you set measures of success or key performance indicators (KPIs) early on. Step-wise goals or buildable goals are easier to digest than having a long-term goal. It also suggests that fewer risks are involved. Thus management is more accepting of the idea.

To reduce the risk of rejection, form alliances with those in the upper levels of the company who will approve the pitch. Test out the waters, talk with them to see what clicks and what doesn’t.  It will also help you improve and expand your idea. There will be instances when they will see the details you may have overlooked. The more feedback you get on your pitch, the better you can prepare for the actual and formal meeting.

Phil Chen of Systems Watch

It’s not enough to just have the proposal ready; it’s also important to prove you can handle it. They want to see a work ethic that can sustain the onset of the project throughout its growth. You have to show redeeming qualities – agility, thoughtfulness, and efficiency.

Remember that you still have current task and projects. Phil Chen advises preparing an outline that illustrates the order of your priorities. It will show you still have the time and resources to lead a new project. The outline is especially useful if you haven’t proven your leadership potential.

Brian Honigman of BrianHonigman.com

Brian Honigman shares a piece of advice that isn’t often followed. Composing a polished plan shows the time a thought invested in it. It also shows you’ve reviewed potential problems along the way. It suggests you can take charge and lead the project which will help convince the management of the proposal.

Kenny Nguyen of Big Fish Presentations

As much enthusiasm you show when presenting the project, prepare to defend your idea when objections arise. Being able to justify your proposal is particularly useful when negotiating with investors. You should not be swayed by counter-arguments no matter how logical they may seem. Withstand the onslaught of questions and prepare a counter-attack.

Thus, when answering the management or investors’ queries, pay attention to the current inquiry only. Give a simple and straightforward answer. Avoid getting thrown off your train of thought by overthinking the panel’s questions.

Jyot Singh of RTS Labs

The benefits of the pitch should be clear – how will it add value to the company. Jyot Singh says the presentation should be directed to those benefits and the ways how it will be utilized by the audience of your presentation.

A presentation that states the advantages of the projects creates a positive mindset over the project proposal. With that, keep your winning statement simple.

Adam Stillman of SparkReel

Of course, create visual aids. Adam Stillman knows the importance of visual aids. Visuals are powerful; they help make the plan seem real and relatable. Visual aids also hold power regarding communication as the information comes much faster and lingers in the form of memory.

When creating visuals, concentrate on the essentials. If it allows you to explain the project, return on investment and growth strategy for five minutes, then you’re good to go.

These experts know what they’re talking about, and you should too. When proposing an idea to top-level management, remember to account for risks. The less risk involves, the higher the chance to get their approval. A clear-cut and carefully constructed plan will cover the basics. No matter how polished the proposal is, there will be details which aren’t acceptable to the audience. Hence, prepare to defend your ideas during the presentation. It means you can handle it the pressure and sustain the project.

Five Important Things to Know When Living Alone

“True independence and freedom can only exist in doing what is right.” -Brigham Young

So, you have graduated college, established a career and are now prepared to embark on your life’s next milestone. You have saved enough money to finally live on your own and away from your family to discover new heights and reach your fullest potential. Indeed, living alone can be quite a thrill. The freedom and independence that come along with it are nothing short of exhilarating. However, while living alone means no one can prevent you from doing anything and everything you like, it does not mean that it comes without a set of responsibilities. Before you start scouring the metropolis for prospective Manila properties you can live in, know that living alone means having to fend for yourself. After all, you only have yourself to rely on so it would be understandable to expect a degree of answerability to yourself as a consequence.

For some, the responsibilities that do entail in living independently may be too cumbersome to handle, while others may flourish in their solitude. Regardless, if you have even given living alone some consideration, here are things you should know and expect:

1.) There will be unplanned expenses

No matter how meticulously you partitioned your monthly salary for utility bills, groceries and the like, know that there will be unplanned yet inevitable expenses. No, these are no the things you buy on a whim or an impulse. There are likely events that would cost you to fork some cash to maintain a semblance of livability in your home. An example of this is an appliance breaking down on you or some plumbing repairs that would need to be immediately taken care of. These are things that cannot wait until the next month for repairs if you want to live comfortably.

2.) You need a decent amount of money

Suppose you have gone through leaflets and scoured the web for the ideal home and found one. To your surprise, it is just within your budget. Unfortunately, it might not be as simple as you think. Apart from the money you pay for rental dues, there might be a security deposit you would need to defrag as well. Depending on where you live, your landlord might even request a consigner for the least. To top all that, if you are going to live in an unfurnished flat, you would also need to have your own furniture to fill it up with. With all this in mind, it is important to have a decent amount of savings before deciding on living alone.

3.) Read your contract

If you are planning on renting out a flat, take note that you need to read your lease contract thoroughly. This is because the contents within are legally binding and if you neglect to read it, you may be inadvertently agreeing to something you actually do not. It might be tempting to skim over a lot of pages instead of poring over them then sign it at once, but you will be glad you did not do that if you find something you are not amenable to. Remember, should you break your lease, you are bound to pay up.

4.) You cannot take everything

You might want to pack every single thing you have in your parents’ house that you own, but know that this might not be possible. For one, the space you have might be limited and another thing, you will have more work to do and would have to expend more effort. Additionally, you might end up just filling your new flat with a lot of clutter as well.

5.) You need to spruce up

Living alone means cleaning up for yourself unless you want to live in a hovel. Everything you own would inevitably get dirty and the longer you put them for cleaning later, the more grime they accumulate. Apart from your dishes, you are responsible for your laundry and the general cleanup of your flat. So, if you want to live comfortably (and healthily I might add), it is best if you clean up regularly.