Five Signs You Are Not Ready to Move in Together

“A couple who go on living together merely because that was how they began without any other reason: was that what we were turning into?” –Simone de Beauvoir

So you and your partner have been together for quite some time now. You have both been contemplating the next big step, but are not yet ready to tie the knot just yet. Instead of marriage, you and your partner wish to try and test out the waters first by choosing to live in one house for the meantime. Sure, moving in together sounds like a blissful idea—a milestone in your relationship if you may. Unfortunately, while sleeping and waking up next to your partner sounds like a quixotic and dreamy scenario, if you are doing it for the wrong reasons, you and your partner could potentially face issues and complications down the road.

In any case, if you and your partner are looking for a place to move in together—such as in Avida Towers Centera perhaps or elsewhere, it might be wise to revisit and reevaluate the reasons why you are both doing this. If you find any of your reasons listed below, it might be best if you waited a little longer until you moved into a single residence together.

1.) You are doing it because it is financially easier

Romantic and cheesy scenarios aside, you and your partner are thinking of moving in together because it seems like the practical approach. Living together with your partner means that you would have to pool your resources together to defray day-to-day expenses and from your standpoint, it seems like a financially sound idea. However, no matter how counterintuitive this might sound, you should never commingle funds unless you are both legally tied down. After all, you would not want to develop a consumer-based framework for your relationship that basically relies on economic ease.

2.) You have a volatile relationship

Sure, it is healthy for couples to have disputes now and then—after all, it encourages relationship growth. However, if you and your partner are constantly fighting day after day, it might not be a good idea to live under one roof. If you think that living together would magically put an end to your disagreements and wrangles, you are in for a rude awakening.

3.) You do not see them as your potential spouse

If you, as an individual, are a firm believer in marriage and cannot see your partner as someone you might potentially tie the knot with, moving in together would be pointless. Although marriage is no prerequisite for moving in together, it is a prospect or a foregone conclusion for individuals who do want to get married. If you do not see yourself sharing his name, or see yourself giving her your name, then what is the point of moving in together?

4.) You are doing it under the impression that it would strengthen your relationship

Before moving in, you should already feel strongly about your significant other. If you are doing it purely because you think it will strengthen your relationship ties and make you a stronger couple, then you are doing it for all the wrong reasons. If you think you and your partner are not quite there yet, there is no reason to force yourself (and your relationship for that matter) into a space that you are not quite ready for.

5.) You are too shy of your basic bodily functions whenever you are around your partner

When you live under one roof, some bodily functions such as burping, farting and even pooping are inevitable things that would happen to your partner. If these are things you are still shy about, you might want to put a hold on the whole moving in together phase. In any case, your relationship might not even be mature enough for that phase yet.

 

Advertisements

Home Selling: Four Ingenious Home Selling Tactics You Should Try

“I still think buying a home is the best investment any individual can make.” -John Paulson

 

In today’s present and competitive real estate market, where the demand remains erratic, and there are sporadic changes in housing prices, it would take more than just an affordable price to attract prospective buyers. Back in the day, it seems like all it would take to land a potential buyer is to have enough refreshments for them and to spruce up the house to make an excellent first impression. Unfortunately, modern buyers are unfazed by these, and although appreciated, these gestures would not be enough for them to negotiate a deal with you. As a result, more and more home sellers would resort to rather unusual, and at times, unorthodox methods in order to have their homes noticed and potentially sold. There is no guarantee that the same set of tactics would work for you, but there are innumerable cases where they have been tremendously effective. The key here is to find out what sticks and what makes your house get noticed. It matters not whether you have a condo for sale in Fort Bonifacio Global City or elsewhere, if you wish to sell your homes faster and easier, you might as well try these ingenious techniques.

From the clever and creative tips to the downright bizarre ones, here are four of the most uncommon ways to get your house noticed:

1.) Take home staging to the extreme

Back in the day, home staging used to be an optional task home sellers would take in order to attract prospective buyers. Today, however, not only is it recommended, but it is necessary if you want your home to sell faster. However, instead of simply beautifying some certain areas and aspects of your home, take it up a notch by utilizing the ancient art of Chinese philosophy. Use Feng shui to your advantage and rearrange the elements of your home to enhance its chi. As a result, your home will have a more receptive feel to visitors and potential buyers would feel more at ease and welcome.

2.) Hold an open house party

What’s an excellent way to drive more prospective buyers into attending your open house? Well, host a party in lieu of just a simple open house. Offer refreshments and if the budget fits, have some catered food and live music for your guests. It might not necessarily find you, buyers, right away, but it would generate enough buzz to make your home memorable. Furthermore, your guests will no doubt regale their friends with their experience at your open house, and you might just find your prospective buyer from there.

3.) Get Web Savvy

If you are relying on obsolete and outdated methods such as having your home selling ads printed on newspaper, then you might find yourself losing to your competition. In the era of social media, more and more users would be logging into their profiles every single day. As a result, there is an untapped market in social media platforms which you can exploit. Selling your home through the Internet and social media are excellent avenues for getting it noticed. This alternative method would not only get the attention of many potential buyers, but it would cost relatively cheaper as well.

4.) Let buyers sleep on it

If you already have prospective buyers, do not pressure them as to when they will make an offer—especially when they are on the fence as to whether they will buy your home or not. Do not immediately pester them as if they have already made their minds. Instead, try this alternate route of letting them sleep on it—literally and figuratively. Let them spend the night in your home in order to give them an idea of what it would be like to truly live in there. You might not know it, but it might exactly be what they are missing to finally convince them to make you an offer.

Home Is Where The Heart Is: Five Ways to Make Your Home More Inviting

“The greatest investment and greatest fair deal and enterprise is family, cozy homes. A cozy home is based on cozy people. Cozy people are not brought and imported; they are made from the time of birth to the time of infinity.” -Harbhajan Singh Yogi

 

Home is where the heart is.

This is a familiar adage that sagely proclaims that our homes should be a form of sanctuary—a haven if you might, where we are called not only to rest our bones and weary bodies but somewhere we can feel safe and comfortable. Our homes should not only be structures made of bricks and stones but that place where every single one of us can look forward to going after a long and tiring day. As it is, the best memories are forged in a home that cultivates a cozy and inviting atmosphere—one that beckons visitors to come in, have guests linger for a little while longer and make family members never want to leave. Indeed, a place such as this would give you the fondest memories and a relaxed lifestyle.

However, how does one create an inviting home? How do you ensure you can cloak it with an inviting aura that entices people to stay? Whether you have a condo in Manila or a flat elsewhere, here are some of the creative ways you can create that inviting atmosphere:

1.) Let your front door and entryway set the inviting tone

An excellent way to establish an atmosphere that beguiles is to set the tone first. In doing so, you will not only be making a good first impression, but you would create enough interest for your guests to discover more about your home. Elevate your curb appeal and never underestimate the inviting power of a front door and entryway. Install a welcome mat and a few potted plants by your front door. Furthermore, you should make sure that this area is clean and devoid of any clutter.

2.) Use color and other design tricks to pull eyes through your space

In designing an inviting space, consider your guests’ perspectives. With this in mind, you should pay close attention to utilizing a creative design at the farthest point of view. An excellent example of this is to install a painting on the far wall just across from your front door. Emphasize this design piece by adding more fun art and lighting beside it. This design aspect alone will intrigue your guests and would pull them through your home all the while inviting them to explore your space.

3.) Have as many leafy, long, trailing and green plants

Incorporate natural elements into your home and make it seem eco-friendlier by strategically placing green, long and trailing plants all over the place. Potted plants not only make your home seem a natural, but they also enliven the space by bringing life to it. Additionally, the abundance of plants promotes a relaxing and calming ambiance that would be ideal for individuals looking to have a little relaxing space after a long and busy day.

4.) Personalize at least one furniture piece

One way to make your home more inviting and a lot more unique is to have at least one personalized furniture piece. This furniture piece can be anything—from a reupholstered furniture designed in a fun fabric or artwork you made yourself—let this be the distinctive feature of your home that sets it apart from the others (and keep it from looking like the inside of a catalog). Furthermore, personalized furniture pieces or design pieces make for excellent conversation starters as well.

5.) Have good smell linger in your home

One great way to make a significant impact on your guests is not only to stimulate their visual senses but their olfactory sense as well. Rid your house of any bad smell and have a signature scent you can have lingering in your home. If you want to take the natural route, place a vase full of fragrant flowers and it will do the trick. Alternatively, you can use potpourri as well. If you have a sensitive nose and are adverse to fragrances, then at the very least make sure your home does not have any bad smells lingering about.

Home Living: Clutter Hotspots and How to Deal with Them

“Clutter is stuck energy. The word “clutter” derives from the Middle English word “clotter”, which means to coagulate—and that is about as stuck as you can get.” –Karen Kingston

Inexplicably, we always end up with more clutter than we desire. Over the years, it would seem that clutter multiplies by itself without any real assistance from us, and this is especially true for small spaces such as studio apartments and some condominium units.

Whether it may have been from years of accumulating stuff or a certain disregard for proper disposal of unnecessary items, clutter remains to be one of the biggest problems a small space owner can have, and it is one of the primary sources of stress as well. Little apartments and small spaces come with a big responsibility regardless of whether you are living in a condo in Davao or an apartment in BGC ( Bonifacio Global City), the fact still stands. Follow these tips to maintain a clutter-free home without having to purge all of your stuff.

1.) Empty the sink

After a long tiring day at work, it could mean spending too much energy on washing the dishes after just making a meal. However, if you do let it pile up in the sink or temporarily concealed it somewhere guests would not notice when they come over), this should be your top priority cleanout area. Immediately wash the dishes and dry them over on a drying rack. Take care of putting them in place later, just do not let them pile up.

2.) Rethink Recycling Bins

Recycling bins with open tops are easy avenues for stacking clutter and a potential pit for an overflow of rubbish. Alternatively, replace your open bins with a waste receptacle with a lid or stack another bin on top which would aid you to sort paper from plastic and would double your space for trash bins in just the same amount of area. Switching to closed bins would also encourage you to take out the trash more often than open bins as being unable to close the lid on a waste bin would tell you that it cannot accept any more rubbish.

3.) Manage your mail

If you tend to leave stacks and heaps of mail and bills lurking anywhere in your home, then a quick fix to manage this before it becomes a permanent eyesore is to have a basket where you can set it down. A slim magazine file is a good alternative as well if you need to separate must-read mail from the unnecessary catalogs you receive if you are the type of person who loses things in a pile.

4.) Stop shoe piles

Too many pairs of shoes can be an eyesore, but if you are a collector you would need to find an appropriate place to store them in, Ideally, culling the pair of shoes you own is the best way to go about this dilemma but if this is not an option, try placing them underneath your bed. Purchase a shoe cubby storage with slots for different kinds of shoes which you can fit underneath your bed or at the bottom of a closet and do not waste space by turning them into your shoe den.

5.) Let your closet breathe

Inevitably, your small space is going to come with a small closet and dresser. With this in mind, it is imperative to prioritize what you store in them based on usage. Plan your ensembles and outfits according to the season. If it is summer, it would be more than fine to store your clothes for the rainy days such as coats, jackets, and sweaters in somewhat inaccessible places. These apparels can be stored in a box underneath your bed or even underneath your closet and can be taken out when the appropriate season for them comes.

Four Features of a Good Neighborhood

 

 

Love thy neighbor as yourself, but choose your neighborhood. ~Louise Beal

One of the most crucial aspects to consider in purchasing a home in the neighborhood. As it is, you are not only there to buy a comfortable home to live in, but you are buying into a neighborhood where you would raise your children and foster relationships as well.

Considering this to be the case, it is a good idea to carefully scrutinize every single facet your potential neighborhood has in such a way that when you have ultimately arrived at a favorable decision, you can see yourself and your family acclimating to the new environment well.

Every single one of us may have a different set of standards for when purchasing a home, but a universal characteristic for these homes regardless of whether they may be billeted in a condo in Mandaluyong or any other lush area is that they should all be from good neighborhoods.

So what are the various characteristics that would make a good community? Read down below to find out.

1.) It should encourage greater mobility

Apart from accessibility, your neighborhood should offer its residents the convenience of getting around not only for motorists but for pedestrians as well. It should provide an equal ease of access and mobility for everyone. In the same vein, your neighborhood should be equipped with adequate parking spaces for cars or motorcycles and similarly should have sufficient pathways for pedestrians.

These pathways should be well lit and should accommodate pedestrians of any kind (cyclists and people on non-conventional vehicles such as Segways, Skateboards, wheelchairs and the like).

2.) It should have features that would add to the overall comfort and convenience of residents

A comfortable and safe home is one thing. But a good neighborhood complemented with essential establishments within its vicinities such as places of work, malls, recreational facilities and hospitals is the penultimate factor in deciding whether a home is billeted in a good neighborhood.

This provides its residents easy access to major establishments and would make city living rather easy.

3.) It should have adequate security measures

One thing you should never compromise when it comes to choosing a neighborhood is safe. It is imperative that each and every single one of your family members can truly feel at safe whether they are coming home from work or school or are making their daily commute towards their destination.

One thing that can guarantee you that a neighborhood’s safety is of paramount interest to the developer is when you see visible security personnel such as security guards doing rounds at random hours of the day. Take note, your home is a place of sanctuary, and if your neighborhood is not even safe, to begin with, any potential breach into your homes is not entirely impossible.

4.) It encourages social interaction

People are social creatures, and in choosing a neighborhood, it is important that you consider the potential neighbors you might have should you integrate yourself into their social sphere. One aspect if a good neighborhood is one that has an established sense of community and belonging among its residents. This is because should you be their neighbor, you would know that your neighbors would be more than willing to help you should there be anything you need.

Community facilities such as playgrounds, sports courts, and other recreational amenities would provide easy avenues for neighbors to interact and bond.

Last, but not the least characteristic that one should consider in choosing a neighborhood is that it should have character. Whether that may be the artsy neighborhood where most lost artists, vocalists trying to find their voice and soul or revolutionary chefs or an emerging hub for young corporate employees looking to establish a family.

Whatever it may be, make sure it has that one distinct and identifiable character that would strengthen your affinity towards it. This would set your neighborhood apart from all other communities and make it uniquely you—a home in an environment you can truly come home to.

Condo Living 101: Controlling Four Common Pest Infestations

A clean and spotless house is the epitome of having a healthy family.

The cleanliness of the very environment in which you foster and raise children in, cultivate relationships with one another and forge memories plays a very pivotal role in the kind of health its residents would have. And as it is, a house that does not get enough cleaning and maintenance is a precarious place that would possibly generate diseases and a breeding ground for common pests as well. These pests may seem like innocent and unwanted roommate of yours, but more often than not they can be more sinister than your ordinary trespasser as these pests may bring various ailments and infirmities into your home.

If you are a renter, this issue is commonly the landlord predicament, but if you are on your own, you are not left with much of choice but to be aware of how to handle it on your own. See the list below for a few tips on how to get rid of these uninvited guests.

1.) ANTS

Do not automatically dismiss ants as pests as they can be somewhat beneficial. Ants kill more dangerous pests such as fleas and bedbugs that could be detrimental to your health. However, if you are keen on keeping a pest-free home, then the main thing you should consider is that ants are drawn to food. Naturally, one way of getting rid of them is to make sure you do not leave any exposed food out. Additionally, you can get rid of them by applying scents such as cinnamon in places where they are commonly found.

2.) FRUIT FLIES

Fruit flies are known for being a constant source of vexation when they are buzzing about while you are enjoying your food and they certainly do have an effect on your appetite. Get rid of them simply by utilizing a trap you can craft yourself. Simple pour apple cider vinegar in a shallow dish and add just a drop of dish soap and add a bit of water to it. Wrap the top with plastic and poke a few holes which would be big enough for the flies to get through. The vinegar will bait these pests, but the dish soap will trap them.

3.) RATS/MICE

Of all the rodents that a homeowner or a condo unit owner has mice and rats are ones, they fear the most. Having them in your place of dwelling would make you an irresponsible and reprehensible homeowner as having them is the pinnacle of house filthiness. However, it is inevitable that these rodents would turn up in homes but getting rid of them is very straightforward. As they are attracted to peanut butter, simply putting that on a mouse trap would allow you to catch the rodent. Alternatively, you can try spraying peppermint on a couple of cotton balls and place them on their various entry points as the smell would deter them from entering.

4.) SPIDERS

 

Like mats and rice, spiders cannot stand the smell of peppermint oil. However, if your spider infestation would require more stringent measures, then you may need to spray a residual insecticide on the corners and cracks of your condo unit or condo. This will stop these pests in their tracks.
As a condo unit owner, understanding how to get rid of these space invaders for good is an integral part of maintaining the cleanliness and sanitation of our residences—an imperative aspect when it comes to a healthy home and lifestyle. Remember, the swankiest and lushest condo unit whether in QC or wherever would be an uninhabitable place to live in when it is fraught with pests. After all, a dirty home is home to diseases and these pests– no matter how luxurious.

Home Living: How to Deal with Bad Neighbors

A bad neighbor is a misfortune, as much as a good one is a great blessing. ~Hesiod

Say what you may about choosing the perfect location for your home, but it remains a fact that you can never be as discriminating and selective when it comes to your neighbors.

Where you live is of no consequence as you can have a luxurious and posh townhouse or a luxury condo Philippines Ayala, but unless you live in a gated abode with walls high enough not to be breached, interacting with your neighbors is an inevitability. No matter how you put it, living with bad neighbors is still a pressing social issue until today and unless you could afford a change of address, you would need to do something about it in order to make your home living a lot more pleasant and comfortable.

Dealing with these types of neighbors can elicit a range of reactions from being passive-aggressive to receptive and accommodating with the latter being the favorable one. Settling with irksome neighbors amicably can cause you a lot of stress but, as it would negatively affect your experience at home, it would be best if you dealt with it and communicated your concern.

The worst that could happen is that they would be uncooperative, but at least you conveyed your issues. The ball would be now in their court in addressing your complaint. If you have a bad neighbor (or think you might be one), consider the steps below in dealing with them.

1.) GET TO KNOW EACH OTHER

This is more of a precautionary measure than an actual solution, but it works. Introduce yourself to the community or befriend new neighbors, say a little “hi” and “hello”, maybe borrow a cup of sugar of some garden tools to start establishing a rapport and a working friendly relationship. Chances are, whenever your neighbor starts doing something that may cause you to take issue, it would be a lot easier to convey your problem than be all awkward about it if they were strangers to you. Additionally, constant chafing neighborly issues rarely happen between two neighbors who actually are in good terms with each other.

2.) DOCUMENT THE PROBLEM

If a certain issue arises, keep notes and photos if necessary. This can assist you in evaluating the problem (or whether there really is a problem), give you some information that would back you up when you tell your neighbor your concern. Finally, when worst comes to worst and everything escalates, you have proof to show authorities instead of looking like a whiny and finicky neighbor.

3.) COMMUNICATE

Do not readily assume that your neighbors are well and aware what your issues are—chances are, they do not know they may have less than neighborly practices. Discuss your concerns with them. Be open and direct about it and be respectful as well. Ask for their side and propose a solution that might be favorable to the both of you and compromise. Whatever you do, do not lose your temper as this will only aggravate the tension between you two.

4.) CHECK WITH YOUR OTHER NEIGHBORS

This does not necessarily mean you are snitching on your infuriating neighbors. This means you are trying to find out if you have a solid claim and whether your other neighbors are experiencing it as well. If some of your neighbors are experiencing the same predicament as you are, they may be more than willing to assist you in resolving it. So, when the time comes that you would confront your errant neighbor regarding your issue, you may have someone to come with you to talk it out.

5.) GET A MEDIATOR

A neutral party that is rather experienced in the area of settling disputes amicably may succeed in resolving your issue better than you can—especially if your bad neighbor is willing to talk. This will save you a lot of money instead of taking up your claim to court and in most cases, it is free and much less hassle. Try looking for a neutral third party or a friendly neighbor who is not involved in the issue in any way and have them assist you in dealing with your concern.

Furniture 101: When to Splurge or Save on Furniture

 

 

Furniture must have a personality as well to be beautiful. – Rose Tarlow

It is said that a house is merely a shell without its furniture. In fact, nothing can be more drab and dull that a house devoid of its customary fittings and furnishings. This is why people would actually dedicate time and effort to finding the best types of fixtures their home should have. And because of this, furnishing styles have become incredibly diverse.

Styles emerged such as modern, minimalist, traditional, art deco and the like–all to cater every type of homeowner there is. However, as enthusiastic as we may be in committing ourselves to shopping for house furniture, we should never let that very same enthusiasm cloud our judgment when it comes to choosing the best bargain and deals.

Of course, this is not to say that you should always negotiate with the pricing as there is some furniture that you could actually splurge on. The key is to know which of this furniture you should splurge money on or strike a bargain with or perhaps get at a lower price. So that regardless of whether you are finishing up your condo Philippines interior design or your residential homes, you would be conducting your furniture shopping wisely.

WHEN TO SAVE

If a particular furniture is seasonal

Some of us, Filipinos, are known for being festive when it comes to house decorations–Easter, Halloween, and Christmas, you name it. But think about it, these seasonal items only see the light of day about once a year when the holiday occurs. Seeing as this is the case, the wisest course would be to skimp on splurging on those lavish yet pricey decorations. Go for the thriftier options when it comes to these decorations.

If the item is not a necessity

This needs no further elaboration, but to illustrate what need means in this context think of your budget and see how far it would stretch. Suppose it is kind of tight, and yet you saw that beautiful antique vase that would make the perfect decoration for your living room. The thing is, as pretty as it may be, this item is not a necessity, and it is certainly not worth compromising your budget over.

If the item is not an accent piece

Accent pieces are items that are of pivotal use for your everyday living. Non-accent pieces are their designated complementary furniture that serves a secondary purpose which is to enhance how the accent pieces look. These pieces would include side tables, storage bins and the like and more often than not, they rarely become a room’s main feature, so it is best to save on these and splurge on the primary ones such as sofas, dining tables, etc.

WHEN TO SPLURGE

If it affects your productivity

Furniture items that would make you more productive is a sound investment. It is definitely better to have a good night’s sleep on a good mattress after a day’s long work, so you could definitely splurge on a premium mattress. In the same vein, if it is how you earn your living (such as writing freelancer), it would be best if you splurged on furniture that would enhance your capability in doing your work such as a computer with a good processor and air conditioning to help you stay focused.

If the item has more than one purpose

This one is relatively straightforward. When you splurge on items that have a dual purpose, it is essentially getting two or three for the price of one which is necessarily practical as living spaces have no become rather smaller and yet pricier. So, the more functionality the furniture piece has, the better as you may be splurging a lot more when it comes to cash, but you are definitely saving up on space.

When it comes to furniture shopping, come up with a realistic budget before heading out to the home depot. Think of the things that you will truly need and take note how much time you would be spending at home to enjoy these items (a TV set wired to cable is hardly practical when you are never home to enjoy it). From there, use this as a guide to tick some items off the list on which ones you should save on and splurge on.

UTILITY HACKS: Ways to Lower Your Electricity Bill

 

 

When Thomas Edison worked into the night on the electric light, he had to do it by gas lamp or candle. I am sure it made the work seem that much more urgent. ~George Carlin

George Carlin may have pegged Thomas Edison’s sense of urgency back in the day when the entire world had to illuminate their surroundings were candles and gas lamps, but I am fairly certain, the current generation does not share the same sentiment as regards to how they handle the seemingly unlimited supply of energy we have nowadays.

Today, almost everything runs on electricity, and we seem to have a boundless and perpetual supply of it leading people to neglect to conserve this. These can have innumerably varied effects, and they are all detrimental. Additionally, energy wastage is one way to prove that you will be receiving a very hefty electricity bill by the end of the month.

But, regardless of whether you are seeking to reduce and cut down your electricity bills or are just looking to conserve electrical energy, the world can certainly benefit from both. Now, you may be under the misguided notion that “going green” would mean extra costs for your pockets, but the good news is, there are many simple ways and hacks to reduce energy costs—and some of them would not even cost you a single peso.

So, if you are looking for a cheaper electricity bill to pay monthly for the rest of your life, incorporate these energy saving hacks into your homes today. Because whether you are living in a residential home or in a condo in Manila, the Philippines, conserving energy and cutting down electricity bills are two very possible things with these five easy hacks.

1.) DETERMINE ENERGY CONSUMING ELECTRONICS

If you have truly made the commitment to conserve energy, take a gander around your house and observe which items you have that would consume the most energy. Notorious for being the hungriest energy eaters, air conditioners would top this list. But, apart from this, you would certainly have appliances that are causing you to rack up the energy bill. Determine what these are and use them sparingly.

2.) CREATE A SHADY SPOT

When you are billeted at a high-rise condominium, it would be rather impossible to have the kind of garden you want, but if there is one possible thing you can do, it is to create shady spots within your unit. Potted plants would not only give your units an aesthetic touch, but they can also serve an energy-saving purpose. Line them up near your air conditioner so that they prevent the sun shining straight onto your air conditioning unit.

3.) RUN YOUR APPLIANCES AT NIGHT

A nifty way to save more on your electricity bill is to run your appliances at night. Electrical companies tend to charge more during the daytime as everyone is up and about and doing their activities and would relatively charge you cheaper for running your appliances at night. So, stick to a nocturnal routine when it comes to your electric appliances.

4.) LAUNDER YOUR CLOTHES WISELY

For those of you who prefer to machine wash your clothes rather than handwash them, cutting costs on your laundry would require minimal effort on your part. Simply stop using heat when you are washing your clothes whenever possible and pack the right amount of clothing into the machines and like we said above, this is best done at night to lower your electricity bill.

5.) HAVE AN ENERGY EFFICIENT FRIDGE

If you keep your fridge running at maximum efficiency, you would be successful in keeping your energy usage low. To accomplish this, you should set your temperature to the recommended setting of 37 degrees Fahrenheit for the fridge and 0 degrees Fahrenheit for the freezer. If you set it up any colder and you will be only wasting power.

Additionally, your fridge should not be teeming with food and should only be about three-quarters full as this would allow enough room for air to circulate. Do not pack your food up top as these will prevent hot air from escaping and would cause your unit to work overtime.

How to Read a Condo Contract

 

 

 

Living in today’s current perpetually busy lifestyle can make some of us consider our residential arrangements. And for some of us, this is the perfect reason for finally investing on a residence that is in proximity to our workplaces, but at a more affordable price range compared to a residential housing—complete with the house and lot.

This is where condominium salesmen who are pre-selling condo units should make their warm salutations and introductions to you. But it seems like you have hit quite a bit of a snag: you may have been contemplating buying a new condominium unit but are unsure of the logistics that go with it. Well, putting all things aside, perhaps the most imperative thing you should consider when you are buying a condo is the most pivotal piece of it all: the contract. However, for those of us who have little to no background in the study of law, most of what we can see is colored in legal jargon and may give us quite a difficulty in dissecting the real meaning of clauses and sub-clauses. If this seems to be your predicament, well then read on as this article simplifies the contents of a contract and would expound on its anatomy. Although wise and much recommended, it would be still too early and impractical to enlist the services of an attorney when you are still glossing over the details of a contract so having said that, give yourself a brief background and read on below.

 

CONTRACT TO SELL

This is the formal agreement between you the home buyer and the seller in written form. Once signed, this paper would signify that both parties agree with all the contents written in the contract along with all the terms and conditions which would include but is not limited to the selling price, the payment schedule, and other expenses.

This legal document is executed when one is buying real estate in the Philippines. The broker or the developer issues this contract after the homebuyer has successfully paid the deposit and has agreed to pay the remaining balance to the seller through agreed financing terms. This is the standard protocol for issuing real estate contracts in the Philippine. Note that as a homebuyer, you can demand the contract to sell before signing a home financing agreement with a lender such as PAG-IBIG and the like (Some banks would require you to present a contract to sell to have your home loan processed). It is imperative that you are in possession of this legal document before you make your monthly mortgages. Seeing as this is one of the most expensive purchases you are going to make in your life, you need a security blanket to which you can refer to shall anything go awry.

Having the process of your home buying properly documented makes you less at risk of getting scammed and would ensure that the terms of the contract are met as legal penalties will ensue should there be a failure to keep in faith with the terms and conditions of the contract.

ANATOMY OF A CONTRACT TO SELL

Contract Title

Whenever you purchase property, they are all entitled as “Contract to Sell.”

Effective Date

This marks the date where the terms of the contract are already fully operative and applicable. Unless explicitly stated in the contract, the effective date is when both parties have signed the contract.

Assets

This section fully discloses the details of the property being sold to you and includes the conditions should you want to make any future upgrades and modifications to the original condominium unit.

Financial Structure

This section discusses how the property will be paid as agreed by the parties in good faith. Payment terms, miscellaneous costs, schedule of payment and other pecuniary obligations are included here.

Compliance

This section basically enlists the obligations of both the seller and buyer to avoid rendering the contract null and void. In essence, this is where it is explicitly stated that your responsibility as a buyer is to make sure you do not default on your scheduled payments until the balance has been fully paid. The seller, on the other hand, has to make sure that he has the legal right to sell and transfer the property to you without any restrictions apart from full payment.

 

Though reading various articles about condominium contract comprehension can never be commensurate to years of study in law school neither is it equal to acquiring the services of an attorney it would, at least, give you a brief idea of what to expect should you push through your condominium purchase. However, it is highly recommended that you avail of a legal counsel’s assistance by the time you are ready to ink the contract to sell.