Are You a Socially Responsible Homeowner?



If you think that owning a home is enough to become a good homeowner, then you better think again. Being a homeowner is not just about living in a comfortable home and living up to your lifestyle. It is also about being responsible for the surroundings or community that you are living. Whether you are living in a real estate Cebu or any other real estate property that you are in, it is still a must for you to be a good and responsible homeowner.

Unfortunately, there are some homeowners who just don’t have any idea at all what are the responsibilities of a homeowner. Perhaps, all they know is that for as long as they live comfortably at their respective homes, then they are good. Well, not! Well, if you are one of those homeowners who doesn’t have any idea at all, then below are some things for you to remember.

Be mindful of your trash, including noise and light

When we talk about trash, it is not just about our waste we have at home where we should throw away. Sad to say, there are a lot of homeowners who don’t know what other types of “trash” they unknowingly create. Well, one of the “trashes” that we are talking about is the noise pollution. Of course, the noise is already becoming a bothersome and a huge problem in the city. Inconsiderate drivers who usually can’t wait to have his/her turn in traffic honk loudly.

Moreover, aside from the noise pollution, you are also adding up light pollution. Yes, glaring lights are one of the things your neighbors might not want to see since it can disturb them, especially when they are about to go to sleep. If you are a responsible homeowner, you should also be mindful of the things around you.

Change your mindset and the way you travel

Just because you have a private car, it doesn’t mean you cannot minimize and change the way you go from place to place. For instance, if you usually use your car for a fifteen-minute walk to your gym, then you have to try walking instead. With that, you are not just saving your gasoline, you are also minimizing the air and noise pollution people make. Well, it doesn’t go to hurt your time and effort if you just spend walking around your neighborhood.

Moreover, if you are athletic and energetic enough to do the biking, then you can also have to do it sometimes. With that, this is also your chance to mingle with new friends and your old friends.

When looking for a home, be smart on choosing where to settle
If you are one of those people who is planning to move, you have to make sure that you also know what things that you should do best. Not just for you, but for the community as well. For instance, if you have worked with that particular company, then you might want to consider moving to the nearest place where you can live. Of course, this saves up the time to travel and wait for a long hours traffic. Also, you will most likely have a healthy and comfortable living when you like the place where you stay.

Create an economical and sustainable home

Whether you realize it or not, the things we do the effect of our personal choices we make in our daily lives. Of course, it doesn’t just affect you but also, the things you do also affect to the surroundings and the people around you. That is why, you have to be careful and think twice or even thrice before doing what you want to do, especially when it is not to your advantage.


How to Save for Your Perfect Home



In the course of life, we all reach different and various milestones and yet there are some landmarks that are similar to each individual. Graduating from college, landing the first job, getting married—these are just some of the life’s most important highpoints, but I think we can all agree that nothing compares to the level of satisfaction felt in purchasing your very first home. After all, with the economy moving at a rather stagnant pace and with prices at an all-time high, saving for your first home may come as a bit of a challenge.

Today’s real estate industry may be rather busy in erecting high rises and condominium towers, and many of them are pre-selling condos at a reasonable price for the average Filipino. But, all that is for naught when you cannot even afford their barest minimum price. Purchasing residential areas may be a little intimidating considering that you would have to shell out a small fortune just to afford one, but the process that goes into buying your first home is not as complex as you initially thought.

Sure, it may be daunting to think of spending a huge chunk of your savings, but think of buying your first home as a lifetime investment.
And because this is the case, you need to select the best course in going about it to make sure that you would not have any lasting regrets from your purchase. Though buying a home today can be a bit more intimidating than it was before, a carefully laid out savings plan will help you attain the house of your dreams.

Utilize the guidelines below and perhaps, you might find yourself moving into your perfect home.


You, yourself know how much you earn and can foresee how much you would be able to save. When you determine and establish a price range, go for something realistic and practical. After all, a house with a sprawling lawn and pool or a condo with a private lift may sound enticing, but you cannot spend your whole life saving just for the down payment without ever moving in. When you recognize and realize how much you can realistically afford, you can plan the rest of your budget better as well as narrow down your property options.


When you have a price range in mind, the next thing you need to consider is your down payment goal. Consider that twenty percent of the overall price of a property is the widely accepted down payment minimum, although it would be advantageous for you to go beyond as this would make your borrow less as a result. Incidentally, if you go beyond the twenty percent minimum, you may even get approved for lower rates of interest, and it gives you a much better equity on the property you are purchasing.


When we are earning, it is easy to give ourselves free passes in buying unnecessary and rather luxurious items as a sort of reward for all the hard work and stress we have been through. But consider spending less on unnecessary items and saving your money instead. When you cash your Christmas bonus, consider it as a welcome addition to your home-buying savings. Additionally, you should be mindful of even the simplest expenses you make every day (consider cheaper alternatives to the more expensive purchases you are accustomed to). One great way to keep track of your expenses is to keep a listing inventory of all the items you bought in a day.


Be creative when it comes to sourcing money, after all, having a single source for your home-savings is hardly sustainable, and it will largely disappoint you if you do need extra cash to cover emergencies. But unforeseen and fortuitous events are things beyond control, and whether you like it or not, you are going to have to find ways to cover costs. So, whether it is taking up a second job, selling unused items, or investing a portion of your paycheck in investment deals, you should be sure to have a monetary buffer for covering costs should the untoward happen. Avoid having a stagnant savings account, let your money grow and be creative with it.

Be wise about your money and start saving and investing then maybe having the home of your dreams will come earlier than you expected.

Why Hosting a Holiday Party is an Advantage

Christmas is fast approaching. And one of the traditions we usually do is to have a Christmas party to celebrate the birth of our Lord.

There are even some of us here have already had their Christmas party at their office, and their respective abode may it be a condo at BGC or a house and lot in Quezon City. While others are still planning to what they should do during Christmas.

Why not host a holiday party at home? Yes, invite some friends and families to come over! With that, you can, at least, make other people happy by inviting them over.

However, there are also some of you here who are not convinced of having a Christmas party at their house. Well, perhaps, they just don’t want any hassles at all.

If you are one of those people who just doesn’t feel like hosting a party, below are some reasons why hosting a holiday party at home is to your advantage.

Build community

When we talk about our community, it is not all the time we tend to mingle and have a good time with them. Of course, they also have a lot of things to do, especially to those neighbors who are busy with their work.

We only tend to mingle with them every weekend, and sometimes not. That is why, when you invite them to your place, this might be a chance that you and your neighbor will have good bonding moments together.

Try new food and wine

One of the things you should never forget to have when it comes to Christmas parties is the food and beverage. Of course, you should also provide your visitors good food and good wines. With that, they don’t just enjoy good memories, but they will also enjoy good dinner.

Moreover, you don’t have to worry about too much food or beverage, since there are some of your friends and families who will also bring good food and good wine. Well, you all just have to enjoy what you can all bring.

Have an opportunity to dress up

If you are a kind of person who doesn’t usually does some dressing up, then here is your chance. Sometimes, it will also depend on the theme that you will have. But usually, dressing up is one of the common themes most people choose.

You got the chance to show off your best dress that you have in your closet. Moreover, this is also one way to bring good feng shui to you and your home.

Recognize employees for their hard work

If you are an employer, Christmas parties are one of the many ways or chances that you can give your employees a reward or a thank you gift. Of course, it does not end just about gifts; it is also about the bond that you will make, setting aside work.

Well, you don’t know, there are still things that you don’t know anything about your employees. With that, you will eventually realize that your staff still have a lot of skills that needs to enhance. And with that alone, you can give them a chance to impart their abilities to work.

Experience a night in the town

Christmas parties usually end up late at night. Of course, there will be a lot of chatting, mingling, eating, drinking and enjoying the evening with the others. If you go home early, you might miss something important and fun.

Well, if you are one of those people who is not used to staying up and going home late, then you might want to try for a change, even if just for a night. With that, you will eventually realize that it’s good to have fun once in awhile.

For Hosts and Guests: What You Should Know About Modern Party Etiquette

Inviting or being invited is one of the most common situations we usually encounter, especially when it’s a holiday season. Whether you are living in Ayala Land properties or any other real estates, you can always host a holiday party and invite your friends over. However, if you don’t have any idea or knowledge of what you should do to achieve a successful party, navigating modern party etiquette can be tricky.

Some of you here might have experienced hosting a party while others usually get invites from his/her families and friends. Ok, let’s be honest here! There will always be some flaws in the party that we tend to notice. You may notice it before, during or after the party. But if you are one of those people who doesn’t want to hear some bad impressions from your guests, below are the things you should know about modern party etiquette.

Do take invites and responses seriously

When you invite someone, or let’s say, someone invited you, it’s a pleasure for you to have. Of course, that means the person who is inviting you to want your presence. They want you be there and attend to the said party. That is why, you should also be serious when it comes to your response. If you are sure that you will go, then you have to inform the host, for them to know that you are going. And if you can’t attend due to some reasons, then you should properly and politely decline their invitation.

Don’t arrive early

Arriving earlier can apply to work or school, but when it comes to parties, arriving too early is a no-no. Of course, you don’t want them to feel pressured and frantic in their last minute preparations since you are already in the venue. Moreover, when they feel pressured on wrapping things up, they tend to forget something. And perhaps, that something is important. Well, for you to avoid these kinds of situations, you better arrive close to the said time. Of course, don’t be late; you might miss the most important moment of the party.

Do come bearing gifts, but don’t make more work for your host

When someone invites you, it is common sense that you bring gifts. You can have a table book, a bouquet of flowers, a basket of fresh fruits, nice and scented candles, good-smelling soap, and anything that you think that the host wants. However, you also have to make sure that you don’t have to scramble around the place to plunk your plastic-wrapped gifts. As a guest, you also have to be mindful of the things that you should do, for as not to disappoint the host.

Do offer to help

This! Ok, let’s be honest! Not all of us here tend to offer a helping hand to the host, agree? Sometimes, we just tend to enjoy watching movies or chatting with some friends, without realizing that the host is too busy with the things that need to finish. Well, if you are a good guest, it is also common sense to offer some help if you notice that he/she is busy. If you help, things will get done easier and faster. Well that, thanks for your help. And mind you, guests who help are appreciated.

Do offer an alternative to alcohol

When you host a party, you have to remember that not all of your guests and visitors are into drinking alcohol. Of course, it is also your duty to have some drinks aside from the beer that you have. You have some iced tea, or even make some delicious cocktail drinks for non-alcoholic guests. With that, they will enjoy more the party without worrying about getting drunk.

Do keep the bathroom well stocked

When there is a party, you also have to expect that your guests will use the bathroom. That is why, you also have to consider having it well stocked. If you think that a particular toiletry is getting empty, then you should replace it with a new one. Moreover, it is also your responsibility to keep the bathroom clean for your guests.